WHAT IS LAND CREDIT BUILDER (LCB) PROGRAM

This program allows you to boost your credit profile as you finance your dream property, with benefits tailored for Canadian residents, Canadians living abroad, newcomers, and international buyers.

Why Choose LCB Program?

Boost your credit score

Timely payments on your land financing can positively impact your credit score.

No Initial Credit Check

Join without a credit check, ensuring no initial impact on your credit score.

Maintain Active Credit

Keep your Canadian credit file active, whether you're in Canada or living abroad.

Support for Newcomers

Build a solid credit foundation for accessing financial products in Canada.

International Payment History Reporting

If you move to Canada, your payment history is reported to credit bureaus, giving you a strong start.

Easy Enrollment

Simply opt in during your financing agreement — no additional steps required

How it works

  1. 1

    Opt-In
    Enrollment

    Choose to join the Land Credit Builder program as part of your land financing agreement.

  2. 2

    Build Credit
    Over Time

    Make regular, on-time payments to build or strengthen your credit history.

  3. 3

    Leverage Your
    Payment History

    For international customers, we report your payment history to Canadian credit bureaus if you move to Canada, helping you establish a strong financial standing.

Build Your Credit with 0% Financing

When purchasing land with Sparta Grounds, you benefit from 0% financing on Sparta Grounds lots, allowing you to achieve property ownership while strengthening your financial profile. This seamless solution combines credit growth with land investment, making it the ideal choice for smart, future-focused buyers.

Who is this program for?

Canadian Residents: Enhance your credit score while owning property.

Canadians Non-Residents: Strengthen and maintain an active credit file to avoid stagnation.

Newcomers to Canada: Build a solid credit history from scratch.

International Customers Moving to Canada: Benefit from reported payment history when relocating.

What are the program's benefits?

Credit Score Growth

Every on-time payment builds your credit profile

Flexible for Everyone

Available to Canadian residents, newcomers, and non-residents.

Future-Ready

Build a foundation for mortgages, loans, and other financial opportunities

Get Started Today!

Ready to own land while building credit?
Contact Us to learn more about the Land Credit Builder program or Get Started today!